They don’t make land anymore and for first-time buyers, young families and downsizers, they all want a home with some land attached so the family can gather and the kids play. Retirees who move out of their large family home into a smaller home, also want to keep enjoying all the benefits of having a garden to potter around in. Having access to a garden is now one of the most important things people are looking for in a home.
The pursuit of wealth is among the most universal of human endeavors. Regardless of their culture, their time of existence or the value system of their society, throughout civilizations and whichever deity they may have praised, humankind has pursued wealth.
For too long the investment space has been dominated by male investors, but I believe the next decade will define a new age of female investor power. This has partly been driven in the US by investment democratization through the crowdfunding boom and growth in the private securities market, and by a post-pandemic re-appraisal of household finances.
Clients are tired of companies that pretend to care. Retailers need to be genuine in their altruistic claims or embrace the fact that they’re driven by profits. Time is up for retailers that attempt to convince consumers they’re in business for the greater good, when really, they’re just in it for the money. There’s nothing wrong with a business making money, of course.
The need for digital and data literacy has never been greater with a staggering 87% of jobs in Australia currently requiring digital literacy skills. And the latest predictions show between 32,000 and 160,000 specialist artificial intelligence workers will be needed across the country by 2030 in the specific areas of machine learning, data engineering, natural language processing, computer vision and other artificial intelligence-related technologies.
In 2022, the Caribbean island nations of St. Kitts and Nevis, Antigua and Barbuda, and Grenada are the most popular citizenship by investment programs that Africans ask about. Other favorites are the Montenegro Citizenship by Investment Program, which offers citizenship in Europe and all its associated benefits, such as visa-free travel to Europe’s Schengen Area countries, and the Turkey Citizenship by Investment Program, which has the Southern African countries predominated the growth markets on the continent in 2021.
It sounds counterintuitive - work one day less but get the same amount of work done, or perhaps even more. But that’s exactly what the four-day work week movement proposes. When New Zealand's Perpetual Guardian tried a four day week, they counted improved staff morale and low stress levels as benefits without any loss of output. Microsoft Japan cited increased productivity and a 23% energy saving when they reduced working hours similarly.
When we think of drones or UAVs, we have an image which readily jumps to mind, usually of a remote-controlled quadcopter of some sort, or of some other aerial vehicle, such as the US military’s Predator or Reaper drones. The unmanned drone industry began a lot earlier than anyone expects, though - the first UAVs were actually hot air balloons, with the first balloon being demonstrated in 1783 by Joseph-Michel and Jacques-Étienne Montgolfier in Annonay, France.
Over the weekend on World Environment Day, Aussies noted a shift in the mood around the climate agenda. As we settle into a newly elected gov't with commitments to cut greenhouse gas emissions more aggressively, it’s worth remembering that policies are going to take time. More importantly, they are not where our collective role in climate begins and ends.
For an industry with such a conservative reputation, banking has been upended more times than most. Change has been the only constant, from deregulation to the internet to the pandemic. We’re now on the verge of something else. It's not going just to prompt banking to do what it does better; it's going to shift what banking is – to clients and itself.